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NewAll your benefits in one place.
Tako becomes the single point of contact for your benefits. It follows each person from hiring to offboarding, talks to the carriers for you and takes the deduction straight to payroll, with full visibility into cost.
The problem
Offering more benefits is expensive to operate.
01 · The cause
Every new benefit is one more operation.
- Health plan
- Dental
- Meal allowance
- Transit allowance
- Wellness
- + every new benefit
Every new benefit brings a vendor, a portal with its own password, a cutoff date and a different file layout. When there is an integration, it rarely covers the full close.
02 · The consequence
That's where errors come in.
You pay for people who already left
The removal never reaches the carrier and stays on the invoice.
You don't know what you actually spend
Cost per cost center doesn't exist anywhere.
New hires join with no eligibility check
Nobody confirms the person got the right benefits.
Invoice and spreadsheet are matched by hand
Every month end, with payroll closing in a few days.
Without visibility, HR manages a budget it can't see.
LaunchThat all changes now, with Tako Benefits.
The video is in Portuguese.
Lifecycle
Benefits at every stage of the employee journey.
From hiring to offboarding, the platform follows every moment that affects benefits.
01 · hiring
Benefits set before day one
The person sees the plans available for the role, with cost and deduction impact. They confirm, and the benefit is in the first pay period.
02 · promotion
Eligibility reviewed at every change
When the role changes, the platform reviews what becomes eligible, takes it to the carrier after HR approves, and prepares payroll.
03 · termination
Offboarding with the right deductions
Each plan is closed with the carriers, and deductions leave the final pay under the correct pay code.
04 · close
Monthly enrollment report
Every addition and removal consolidated on the same base our team uses with the carrier.
Plan setup
From contract to benefit in seconds.
Drop the carrier contract into the platform. Tako reads the document and fills in name, type, carrier, term and amounts, with no manual typing.
New benefit
Employee
The full picture of each person.
Covered lives, company cost, payroll deduction and eligibility in real time, without asking the carrier. Every action is logged with date and owner.
Payroll
The benefit is already on payroll, on the right line.
Cost, deduction and net pay impact itemized on the payslip. No parallel checking and no gap between what was contracted and what was charged.
Marina Duarte
ID 10482 · period 06/2026
- 0001Base salary220h16,536.00
calculation trail
base 6,200.00 × employee share 30% ÷ 3 lives = 620.00 per life
- 3521Health plan · dependents2 lives1,240.00
- 3524Dental3 lives144.00
- 3530Transit allowancemonthly348.00
earnings
16,536.00
deductions
2,352.00
net pay
R$ 14,184.00
Drop the comp cycle into the chat. Otto tells you what changed.
Otto is Tako's agent, the same one you already use on the platform, now working on benefits. It reads the spreadsheet, compares it with employee records and flags who becomes eligible for a higher plan and who no longer is. Nothing reaches the carrier before HR approves.
What takes a report today becomes a question for Otto.
It answers right away, because payroll, records and benefits live on the same base.
We don't just organize. We operate.
The platform detects the event in the employee record, and Tako contacts the carrier: hiring, termination, promotion and upgrade.
- Event in the record
- Tako contacts the carrier
- Change confirmed
Without Tako operations
- Missed enrollment and an employee without coverage
- Unreported removal that stays on the invoice
- Upgrade requested after the carrier's deadline
With Tako operations
- Every event becomes a tracked enrollment change
- Removals reported within the monthly close
- Invoice and payroll checked against the same base
A single point of contact for all your benefits.
Today, benefits run through brokers, each carrier's portal, spreadsheets, email, invoices and payroll. Tako now becomes the single point everything goes through.
Everything you need to close payroll without a spreadsheet on the side.
payroll
Native payroll, from calculation to pay code
The deduction is born on payroll, with a calculation trail on every line.
automation
Enrollment changes run per event
Hiring, promotion and termination become changes with the carrier.
full management
Full lifecycle
From hiring to offboarding, with nothing left behind.
audit
Full traceability
Every action with date, owner and source.
visibility
Real cost, always visible
By plan, by carrier, by cost center and by person.
ai
AI works inside the platform
Comp cycles, bulk changes and answers about your workforce.
Book a Tako Benefits demo
We show the product running on your setup: from the carrier contract to the payroll deduction. The call takes 30 minutes.